Transparency is important to us. That is why we are also clear about when costs do apply. Do you opt for extra financial flexibility by paying your bill in instalments? Then, after the first interest-free period, interest will be charged. Want to withdraw cash at an ATM? No problem, but then we charge a small fee for that service. And in the unlikely event that you are late in paying, reminder costs may apply. Full details can be found in our terms and conditions and cost overview, so you know exactly where you stand, with no surprises or hidden costs. Clear and clear!
Requesting the Qeld VISA is designed to be as quick and easy as possible, so you can get started with your business right away. The request is completely free and non-binding, which means that there are no risks or obligations. You fill in your details in no time and, in most cases, receive a personal response within a few hours.
Once your request has been approved, sign the offer securely with iDIN. Then, the virtual card is immediately available via our app, so you can start business spending right away and benefit from 1% cashback right away. So you don't have to wait for the physical card to start saving. The app is available in App Store and on Google Play so you can get started right away.
The physical card follows and is usually sent within 10 days after all necessary signers have given their agreement. This is how we offer you the speed, flexibility and control you deserve from the first moment.
Yes, the Qeld VISA credit card is completely free to carry! Very simple: the Qeld VISA business credit card has no annual or monthly costs. Point. If you use the card smartly and pay your full bill (the purchases you have made) before the due date, we will not charge interest. And then there's the 1% cashback. It comes with all your business purchases and is automatically deducted from your monthly bill.
No. You don't have to be a Qeld customer to have a business credit card to request. The Qeld VISA is available to all entrepreneurs who are registered with the Chamber of Commerce with their company and whose owners are registered in the Netherlands.
The card is a smart addition to your current financial tools and does not replace your bank account. So you don't have to change banks or open a new account. With the Qeld VISA, you get the flexibility you need without unnecessary bureaucracy.
The concept of cashback originated in the 1980s in America, as a smart way to instantly reward customers for using their cards. Today, Qeld brings this concept to the Netherlands, but better. Cashback isn't complicated loyalty points or air miles; it's simply cash back on your business purchases. For every transaction with your Qeld VISA, you get 1% of the amount back. This money is automatically deducted from your monthly bill. This way, you can benefit from an immediate benefit without hassle.