A business loan of up to €500,000 for any company, regardless of industry or size. We are here for you!
Easy application process
Loan paid out within 24 hours
Lening uitbetaald binnen 24 uur
No extra costs in case of early repayment
Qeld makes corporate finance simple and accessible, without endless procedures or mountains of paperwork. No hassle, because you, as an entrepreneur, already have plenty to do with in your daily life. Here's how we do it differently:
We understand how important flexibility is for entrepreneurs. That's why Qeld offers you the opportunity to repay the loan in full at any time, at no additional cost. You decide how long you need the business loan, not us.
Call us boring, but we don't like surprises. That's why our monthly costs always stay the same. No confusing variable interest rates or unpredictability — just the same fixed costs, every month. Simple and organized.
Entrepreneurs have no time to stand still. That's why we pay out our business loans within 24 hours. You deserve a loan that keeps you moving, so we've simplified our process so you can switch even faster.
Our Trustpilot review proves that speed and service are both possible when you want to borrow for business. Find out why more than 50,000 entrepreneurs have already opted for Qeld's flexible business financing:
The TrustScore is calculated based on all reviews on Trustpilot, taking into account actuality, quantity, and star ratings. Qeld invites all customers to leave a review.
Our customers can agree to an offer online via Signicat
Qeld uses iDIN as a secure and reliable identification method.
Qeld uses Trustly to pay out loans quickly and reliably.
Whether you want to grow or just need some breathing space - Qeld is here for you. We make business loans simple, fast and hassle-free.
No binding period
For entrepreneurs who want to speed up. Ideal for immediately replenishing your cash flow, investing in new equipment or absorbing unexpected costs. No paperwork, no waiting time. Just arranged.
Personal advice
Big plans? We finance them. With the Business Loan Plus, you get quick access to business finance up to €500,000. No hassle, paid out quickly and always with personal advice from your own Account Manager.
Geen jaar- of maandelijkse kosten
Dé oplossing voor je dagelijkse zakelijke uitgaven. De Qeld VISA is gratis, geeft 1% cashback op elke aankoop en biedt aankoopbescherming en de optie om gespreid te betalen.
Qeld's business loans work exactly the way you want them: fast, secure and convenient, with no obligations or hidden costs.
A business loan is a financial solution for companies that need capital for various purposes, whether it's liquidity or financing growth projects.
Types of Business Loans
There are different types of business loans. The most appropriate choice depends on your business and your specific needs.
Large traditional banks
Some large traditional banks often require you to make an appointment with an advisor in a branch. This process can take a few days or even weeks before you receive a response, and the application process is often time-consuming and complex.
In addition to personal and first-class customer service, you can arrange everything, from the request to depositing the balance into your account, completely digitally.
Whether it's about dealing with a temporary economic crisis or investing and growing your business: whatever your motivation as an entrepreneur, Qeld is ready for your business.
Business Loan Application Requirements
You must have a Dutch bank account and live in the Netherlands.
Documents required for a business loan
In order to carry out a credit assessment, we need at least the bank statements for the past 3 months. If your income fluctuates significantly, it is desirable to share 12 months with us. Sometimes it's important to get a deeper insight into corporate finances. In that case, we also need annual figures.
There are various business loan alternatives, depending on your needs. If you have a lot of small, ongoing expenses, a business credit card be a good option. If it's more of a shortage of liquidity, factoring and selling invoices can be a solution. Some banks and lenders also offer overdraft loans. This can be useful if you're looking for solid collateral for emergencies.
You usually use your home bank, often a large traditional bank, for your personal finances (mortgages, accounts, insurances, etc.). Many entrepreneurs prefer to keep their personal finances separate from their business finances. At Qeld, we offer personal and first-class customer service!
What do you need to consider when choosing a business loan?
There are many factors to consider when taking out a business loan.
Qeld business loans: no hidden costs!
Many banks and lenders charge start-up costs, administrative costs, early repayment fees and other hidden costs. Not with Qeld!
We are a modern bank that strives to make life easier for small entrepreneurs by offering a fixed monthly amount as the sole cost of the loan. That's it.
From investing in growth to bridging a difficult period, Qeld supports all loan goals and business ambitions. Here's how a Qeld business loan can help you achieve your goals:
With a bridge loan you can easily cover material costs or hire the best professionals so that your projects be able to go on as usual, without hassle or delay.
Take your business to the next level by investing in new equipment, machines, company cars or software. Everyone could use a well-deserved update from time to time.
Extra working capital needed? It happens to every entrepreneur. Repairs, pre-financing VAT or a shortage in your cash flow: Qeld is happy to help you with an extra financial boost!
Qeld is part of Qred Bank, founded in 2015. By entrepreneurs, for entrepreneurs. Ever since we started, we have not been afraid to challenge the traditional banking system. We do this in our own way: faster and easier. We are now active in seven countries and the market leader in business finance in Scandinavia.
In 2018, we launched our services in the Netherlands. We have already been able to support thousands of Dutch companies with a business loan. Our team understands the unique challenges and needs of entrepreneurs and always thinks along with you. That's why we're extra proud to be one of the highest-rated business lenders on Trustpilot.business credit card launched: Qeld VISA! Our team understands the unique challenges and needs of entrepreneurs and always thinks along with you. That's why we're extra proud to be one of the highest-rated business lenders on Trustpilot.
Anne, our Country Manager Netherlands, and his team have answered the most frequently asked questions here:
Alle Nederlandse ondernemers, groot en klein, kunnen bij ons een zakelijke lening aanvragen, inclusief BVs, VoFs en ZZP'ers. De enige harde eisen die wij stellen is dat het bedrijf reeds is ingeschreven in het Handelsregister van de Kamer van Koophandel (geldig KvK-nummer) en dat de leiding van het bedrijf in Nederland woonachtig is. Het maakt niet uit in welke sector het bedrijf actief is, hoelang de onderneming al bestaat of hoeveel werknemers er zijn: Qeld beoordeelt iedere aanvraag individueel o.b.v een geavanceerde kredietbeoordeling.
Wij geven alle ondernemers een kans!
Wat biedt Qeld ondernemers?
We are there for you on all working days between 8 a.m. and 5 p.m.
Hi, I am Anne Buckers! I've been part of Qred since 2020 and have experienced growth from a small team of five to a thriving Customer Success team with more than 20 Dutch colleagues. My background is actually in the legal sector, but I've embraced the dynamic fintech world with enthusiasm. I love a good challenge—whether that means physically pushing myself into training or taking on new professional opportunities.
