Give your customers access to fast, flexible financing

By partnering with Qeld, you help your customers find the right financing solutions for their needs.

What does a partnership with Qeld include?

Partnering with Qeld gives your customers access to flexible financing, right when they need it. For example, when leasing a company car, obtaining equity or obtaining working capital to purchase your products or services. This means strengthening your own business by helping your customers grow their business! Even better: as our partner, you are immediately rewarded with commissions for each successful referral, everyone wins.

Whatever financing needs your customers have, Qeld can help them with a business loan within 24 hours. No start-up costs, no hidden costs. And we know how important flexibility is, which is why our loans can always be repaid early free of charge.

Happy partner of Qred Bank in Belgium
Partner Sammy Gerlin, Mascus
“Qeld has helped us provide quick, easy and efficient financing to our customers. This is important to us because we also want to offer our customers an efficient service when purchasing machines. That's why Qeld is an excellent partner for us”

Sammy Gerlin

Mascus

Why work with us?

Earn a commission for each successful referral.

Sell more products and/or services to your customers more easily.

Less hassle, more conversions in your sales process.

Qeld assumes all financial risks.

No costs, no obligations — only rewarding opportunities from day one!!

Want to know how to become our partner?

Contact us

Wondering what your partnership with Qeld might look like? Then contact our partner team and let's get to know you!

Jeroen Houwink, Partnerships Manager Belgium and the Netherlands
Jeroen Howink
Partnerships Manager NL
jeroen.houwink@qred.com

Do you have questions?

Anne, our Country Manager Netherlands, and his team have answered the most frequently asked questions here:

Will my passwords be saved?

In order to maintain the highest possible security in our service, passwords are stored in an encrypted format. That's why you'll need to set a new password if you've forgotten your previous password for our customer portal. It's important to choose a password that no one knows, preferably with letters, numbers, and special characters.

Who can apply for a Business Loan Plus?

The Business Loan Plus of €50,000 to €500,000 is for every type of company, in every sector. The only conditions? Your company is active for at least 2 years and runs a annual turnover of at least €500,000. You must also be registered with the Chamber of Commerce (valid Chamber of Commerce number) and the owner must be located in the Netherlands.

No match for your company? No problem. For small and/or newer companies, we also have a solution: a business loan of €5,000 to €50,000, so that you can switch quickly and achieve your ambitions.

Anti money-laundering

Money Laundering Information

Qred Bank AB (”Weld“) is a payment institution regulated by the Swedish Financial Supervisory Authority. Qeld is therefore obliged to comply with the Swedish Act (2017:630) on measures against money laundering and terrorist financing (the”Money Laundering Act”). On this page, we collect information about what money laundering means, what the law requires and how this affects you as a QELD customer.

What is Money Laundering and Terrorist Financing?

Money laundering is the conversion of money that comes from criminal activities with the aim of masking the illegal origin of the money. Money laundering can also mean trying to hide money earned from legal activities in an attempt to avoid tax. By laundering money, criminals can use money illegally without arousing suspicion.

Terrorist financing involves financial support for terrorism. This can be done through direct donations, but also indirectly by collecting, providing or receiving money for terrorism purposes. The financing can be made possible by legally obtained money for the ultimate purpose of financing terrorism, which is illegal.

Money laundering and terrorist financing are a serious threat to our society. At Qeld, we take responsibility for preventing money laundering and terrorist financing and must therefore ask our customers certain questions.

QELD's obligation to ask questions

The requirements for customer knowledge are high under current money laundering legislation. Qeld is always obliged to obtain information about customers and to assess the risk of whether the services are used for money laundering or terrorist financing.

Both new and existing customers fall under this knowledge need, as the information must always be kept up to date. Therefore, existing customers may be required to update their customer information from time to time.

The customer knowledge requirements mean that Qeld is required to verify the customer's identity, the identity of the beneficial owner, information about PEP, and the purpose and nature of the transaction. If we do not receive answers to the questions asked, this may result in us being unable to offer our services or to terminate agreements with existing customers.

What is a PEP?

PEP is the abbreviation for “Politically Exposed Person”, which is what we call a “Politically Prominent Person” in Dutch. PEP is a broad concept that includes individuals who have or have had public obligations, or have a position in the management of an international organization, as well as that person's family and employees. The term “Politically Prominent Person” means:

  • Heads of State or Government, Prime Minister and Deputy Prime Minister
  • MEPs
  • Member of the board of a political parliamentary party
  • Judge in a high-level legal organization whose decisions cannot be appealed
  • Senior officers
  • Senior officials in the audit authorities and members of the central bank's governing bodies
  • Ambassadors or diplomatic envoys
  • Persons included in the administrative, management or supervisory bodies of state-owned companies

What is an “ultimate stakeholder”?

A “beneficial owner” is/is the person (s) who ultimately own or control a company or association, or for whom another person acts. A beneficial owner is therefore always a natural person (a person in a legal sense, as someone who can be the bearer of rights and obligations).

Owning, or controlling, a company can take various forms, such as owning more than 25% of the shares in a company or having the right to appoint or dismiss more than half of the board members.

If an individual owns or controls a limited liability company with related parties (spouse/cohabitant/registered partner), parents, children, or the children's spouses/cohabitant/registered partner, their control must be added. For example, if two spouses each own 20% in a company, their share must be added together. Then the ownership share becomes 40% and both spouses are considered the ultimate beneficiaries of the company.

If there is no beneficial owner, the chairman of the board, CEO, trustee, or responsible partner should be listed as the ultimate stakeholder.

Why do we need to state the purpose of the transaction?

When you apply for a business loan, you must answer questions about, for example, business operations, turnover and what the money is used for. This is because Qeld must understand the background of the transaction, what the money will be used for and where the money will come from when the loan is repaid.

In some cases, Qeld may need to collect additional information from you, such as agreements, receipts, invoices, or similar documents.



Let us tailor the partnership to your needs

How do you want to offer your customers the opportunity to apply for a business loan?

API

This makes it possible for your service to connect directly to Qeld's API, making it easier for you to connect your customers with us.

Landing page

Let us build and maintain a landing page on our website, specific to your clients' application process.

Partner portal

Get access to our partner portal, where you can also submit leads directly.