Payout within 24 hours of your agreement
Choose for yourself: fixed term or flexible credit
Personal account manager who thinks along with you
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Time is money, so why wait? With our fast online application process, you can skip the endless waiting times at the bank. Indicate how much you want to borrow, upload your documents, and we will take care of your application immediately - you will receive one business day response.
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At Qeld, you have the choice between a fixed term of 6 to 36 months with an extra competitive interest rate, or a flexible loan that you can repay at any time without extra costs or penalties - so you always stay in control. You decide, we finance.
With a Business Loan Plus, you always have access to a personal account manager that is ready for you. You deserve better than a service where you're just a customer number, that's why Qeld has someone who actually thinks along with you and puts your business first.
Every company is unique. That's why our Business Loan Plus customers have a personal Account Manager, like Christine. She helps you find the best solution for your company, helps with questions about repayments and invoices, and is your direct point of contact at Qeld. Fast, simple and hassle-free — because doing business is already challenging enough.
Whether you want to grow or just need some breathing space - Qeld is here for you. We make business loans simple, fast and hassle-free.
1 month free
Need a short loan? Then take advantage of our temporary promotion! Choose 6 months and get the first month completely free. Perfect for project financing, absorbing seasonal peaks or a temporary dip.
No binding period
For entrepreneurs who want to speed up. Ideal for immediately replenishing your cash flow, investing in new equipment or absorbing unexpected costs. No paperwork, no waiting time. Just arranged.
Personal service
Big plans? We finance them. With the Business Loan Plus, you get quick access to business finance up to €500,000. No hassle, paid out quickly and always with personal service from your own Account Manager.
New machines or equipment? Expanding a team? Increase production capacity? You see opportunities, we provide the funding to make them come true. With our loan, you invest directly in the growth of your company.
Buying inventory, catching seasonal peaks or taking a breath? With extra liquidity, you can quickly respond to what your company needs. Our Business Loan Plus helps you have extra working capital within 24 hours.
With a Qeld business loan, you can easily cover material costs or hire the best professionals to realize your project so that you can move on - without delay. Because standing still has never been a formula for success.
Curious about how a Business Loan Plus works? We have listed the most common questions for you below:
The Business Loan Plus of €50,000 to €500,000 is for every type of company, in every sector. The only conditions? Your company is active for at least 2 years and runs a annual turnover of at least €500,000. You must also be registered with the Chamber of Commerce (valid Chamber of Commerce number) and the owner must be located in the Netherlands.
No match for your company? No problem. For small and/or newer companies, we also have a solution: a business loan of €5,000 to €50,000, so that you can switch quickly and achieve your ambitions.
No two companies are the same, so why should your loan be the same? That's why we don't work with standard rates at Qeld. As soon as we receive your request, we will immediately start working on a customized cost calculation. We look at various factors: the duration, whether you choose fixed or flexible with the option to repay earlier, the loan amount, credit history and the financial health of your company.
The result? A unique offer, completely tailored to your situation. And with Qred, no hassle with variable interest rates or varying repayments. You simply pay the same amount each month. This consists of monthly loan usage costs and a fixed repayment on the loan amount - with no hidden costs or surprises. This way, you know exactly where you stand and you can easily include the repayment of the loan in your budget.
Time is money, and at Qeld, we don't waste a second. Once you agree to our offer and sign the terms, we will make the loan within a few minutes about. In most cases, the money is inside 24 hours into your business account. Please note that some traditional banks are unfortunately not as fast as Qeld, so processing time may vary, but we'll make sure it's arranged as soon as possible!
To properly assess your application, we need the following documents:
Insight into bank statements for the past 6 months
This can be done in two ways:
- By uploading an MT940 file
- Or by linking your bank account so that our reviewers have immediate access.
Most recent financial statements
If this year's financial statements are not yet available, a column balance sheet or an overview from your accounting package may also be provided.
Most recent income tax return
If applicable: Information about co-directors/shareholders
We would like to receive insight into who is involved in the company that makes the request.
Bank transactions + information about co-directors/shareholders
When submitting your request, you can add additional information by choosing the option to boost the request.
Financial statements + income tax return
You can also email the financial statements and income tax return to: support@qeld.com. Always include your company's Chamber of Commerce number.
Our Trustpilot review proves that speed and service are both possible when you want to borrow for business. Find out why more than 50,000 entrepreneurs have already opted for Qeld's flexible business financing:
The TrustScore is calculated based on all reviews on Trustpilot, taking into account actuality, quantity, and star ratings. Qeld invites all customers to leave a review.
In 2015, we saw how traditional banks frustrated small entrepreneurs. So we did the opposite and started Qred Bank in Sweden — fast, simple and founded by entrepreneurs, for entrepreneurs. Since 2018, we have been active in the Netherlands, where our team — like Account Manager Christine — is ready to help you grow. Request a quote now and find out what we can do for you!
Not every investment requires large funding. Sometimes you just want to switch quickly, buy inventory, replace equipment, seize an opportunity. With our business loan of up to €50,000, you can arrange exactly what you need, without queuing, and without Plus' minimum turnover requirements. Just fast and clear.
We are there for you on all working days between 8 a.m. and 5 p.m.
