What is the interest rate for the business loan?

Business loan interest rate: Qeld opts for interest-by-risk

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At Qeld, we are regularly asked: “What is the interest rate for a business loan?” The answer: “We work with interest according to risk.” This means that we try to make a personalized offer for each entrepreneur (and application for business credit), so that we can offer the most favorable rate based on your circumstances. What for each business loan the same thing is that you always pay the same fixed monthly price.

Qeld doesn't work with variable interest rates or complicated payment plans because we want to keep business loans simple. At Qeld, you pay a fixed monthly price (business loan interest rate) each month for using the business loan, plus a standard repayment on the loan amount (amortization). These monthly usage costs (business loan interest) and repayment (amortization) are the same every month, so our customers know exactly what there are for costs each installment.

We also give our customers the option to repay the business loan in full at any time, without additional costs or penalties. No binding term: this way you can choose how long you use the loan. The sooner you pay it off, the cheaper business lending via Qeld becomes!

Business loan interest rate: how are costs calculated?

Our fixed monthly usage costs, our form of interest, are based on a company's individual credit score. This score is based on a company's comprehensive credit rating. Please note: we can only calculate the interest rate on a business loan once we have registered an application.

Curious about what the costs of your business loan would be? Requesting a quote with Qeld is always free and 100% free, so find out today and submit your request via the “Request Now” button or our homepage!