The Qeld VISA costs you nothing to have in your pocket: there are no annual or monthly costs. Purchases are interest-free for an average of 30 days. When it comes to payment, you have complete flexibility. Once a month, you will receive an invoice with a 14-day payment period. You choose how to pay: the full amount without interest, or you split the payment with an interest rate of 1.95% per month. Your interest rate is determined when you apply for the card. More information about our price list and exchange rates can be found on our website. For more information about our price list and exchange rates, please visit our website.