Selling or taking over a company? How to finance the right move for your company

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Applying for a business loan from Qeld is always free and completely non-binding.

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€500,000

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Qeld maakt bedrijfsfinanciering eenvoudig en toegankelijk, zonder eindeloze procedures of bergen papierwerk. Geen gedoe, want daar heb jij als ondernemer al genoeg mee te maken in je dagelijks leven. Zo doen wij het anders:

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Ondernemers hebben geen tijd om stil te staan. Daarom betalen wij onze zakelijke leningen binnen 24 uur uit. Jij verdient een lening die je in beweging houdt, daarom hebben wij ons proces vereenvoudigd zodat je nog sneller kunt schakelen.

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Selling or taking over a company is one of the biggest decisions you can make as an entrepreneur. Whether you want to quit, expand or see an opportunity to grow through acquisition - finding the right one funding is essential. However, it appears that many entrepreneurs stumble across the financial threshold - or face long waiting times at traditional banks. At Qeld, we help you with fast, flexible business loans of up to €500,000, so you can take your next step with confidence.

What is involved in a company takeover?

One take over a company means more than just signing a contract. You need capital for:

  • The takeover price
  • Legal guidance and notary fees
  • Contents such as inventory, machines or real estate
  • Ongoing costs during the transition
  • Staff costs and marketing

Many entrepreneurs underestimate these costs or run into unexpected bills. That is why quick access to additional company takeover financing so important.

Brief summary

Do you want to sell or take over a company? Qeld offers business loans with fixed monthly payments and flexible terms, perfect for extra working capital or financing for corporate acquisitions. Fast, transparent and with no hidden costs.

Acquisition of company financing — what options do you have?

At Qeld, you can borrow up to €500,000 for a company takeover. It works like this:

  1. Easily apply for your business loan online
  2. Receive a response about your borrowing options within a few hours and possibly a free quote for the loan amount.
  3. Do you approve the offer? Then we will transfer the loan directly to you and the money will often be in your account within 24 hours
  4. You pay a fixed monthly fee, just like a subscription, with no hidden costs.
  5. You can opt for a binding term or flexible term, fixity or the ability to repay the loan in full at any time (at no extra cost), so that you remain in full control.

No surprises, no complicated contracts. Only clear, flexible financing for business purchases.

What is an Acquisition Loan?

One acquisition loan is a business loan specifically intended for the takeover of a company. At Qeld, this is a business loan up to €500,000, with an optional choice between a fixed or flexible term and fixed monthly costs. With Qeld, you only pay a fixed monthly fee for using the loan and a fixed monthly amortization - this total amount does not change and is the same every term. So you know exactly what you pay each month — handy when planning your working capital.

Do you want a apply for an acquisition loan? This can easily be done via our website, without hassle.

Small business takeover — how do you finance that?

Many small entrepreneurs want to take over a fellow company to grow locally or expand their customer base. Traditional banks often set high standards, such as collateral or comprehensive financial statements. Weld is just there for these kinds of entrepreneurs: ambitious SMEs who want to grow. starters, freelancers and SMEs.

Are you starting a new company or do you have less than 2 years of entrepreneurial experience? Qeld also offers a business loan for starters and business loan zzp - perfect for small-scale acquisitions and microcredit-needs of starters, freelancers and SMEs.

Selling a company — what about financing the buyer?

Are you selling your own business? Then it is logical that you want the buyer to have the right resources. By working with a financing partner such as Qeld, you can accelerate the process. We offer reliable and accessible financing to buyers, so you can complete the sale faster.

This includes platforms and websites with companies for sale where direct funding often makes the difference.

How does a business loan takeover work?

A business loan for takeover works as follows:

  • You choose the amount and the desired duration (up to 36 months)
  • You get an offer with fixed monthly payments — no interest rates that change
  • No start-up costs, no hidden costs
  • Response within a few hours, because we understand that you, as an entrepreneur, do not want to stand still.

You maintain control over your expenses and cash flow. Ideal for entrepreneurs who want to act quickly.

Costs when taking over a business loan - what do you pay?

At Qeld, you pay:

  • none interest, but a fixed monthly fee
  • No start-up costs or starting premium
  • No penalty for early repayment if you opt for a flexible term
  • No hidden administration costs

Do you want to know exactly what your takeover will cost? Upon approval of the application, each entrepreneur receives a customized offer - tailored to the company's specific loan needs. That is why we do not have an online calculator to calculate the costs for a loan takeover too compute, but we invite you to submit a non-binding request. Our team will then get to work with a free, non-binding quote, so that you get immediate insight into the financing optione for your company and the possible monthly payments.

Alternatives to company purchases — what if banks say no?

Many entrepreneurs are told by the bank that their application does not fit into the policy. Qeld offers an alternative:

  • Fast and easy online application process
  • Personal service and assistance with loans over €50,000 from a dedicated Account Manager
  • Flexible or binding term: you choose, we finance
  • Clear and transparent, with no fine print

Also for doing business with acquisition loans Qeld is a smart choice.

Selling business finance — why is that important?

Even if you sell, there may be temporary costs or investments. Think about:

  • Preparation for transfer
  • Legal, notarial and tax advice
  • Transition costs such as communication or training

One business loan can also make a difference at this stage.

Company takeover advice — how does Qeld help?

Qeld not only offers loans, but thinks along with you. Our experts will give you insight into the options and help you choose what best suits your situation. Whether you want to take over one company or finance multiple companies at the same time, we're here to provide you with practical tips and solutions.

Corporate takeover financing strategies — how do you increase your chances of success?

  • Work with a clear takeover schedule
  • Calculate your financing needs in advance with a reliable calculation tool
  • Choose a financier who thinks along with you flexibly
  • Consider short-term loans as a temporary solution for unexpected accounts or extra breathing space in the transition period
  • Refocus your working capital to support growth

At Qeld, you get access to smart financing options so you can realize your strategy.

Ready to grow through takeover? Or do you want to sell your company with certainty for the buyer?

Feel free to apply for a business loan from Qeld today — fast, easy and with fixed monthly payments. This is how you build your future with confidence.

Flexibility: business credit card versus business loan

Where a business loan fixes you at a certain amount and term, a business credit card more freedom when it comes to daily and unforeseen expenses.

Altijd de juiste lening.
Wat je plannen ook zijn.

Of je nu wilt groeien of juist even ademruimte nodig hebt - Qeld staat voor je klaar. Wij maken zakelijk lenen simpel, snel en zonder gedoe.

Geen bindende looptijd

Zakelijke Lening tot €50.000

Voor ondernemers die tempo willen maken. Ideaal om direct je cashflow aan te vullen, te investeren in nieuwe apparatuur of onverwachte kosten op te vangen. Geen papierwerk, geen wachttijd. Gewoon geregeld.

Persoonlijk advies

Zakelijke Lening Plus tot €500.000

Grote plannen? Wij financieren ze. Met de Zakelijke Lening Plus krijg je snel toegang tot bedrijfsfinanciering tot €500.000. Geen rompslomp, snel uitbetaald en altijd met persoonlijk advies van je eigen Account Manager.

Geen jaar- of maandelijkse kosten

Qeld VISA zakelijke creditcard

Dé oplossing voor je dagelijkse zakelijke uitgaven. De Qeld VISA is gratis, geeft 1% cashback op elke aankoop en biedt aankoopbescherming en de optie om gespreid te betalen.

Qeld has been supporting entrepreneurial dreams since 2015

Qeld is part of Qred Bank, founded in 2015. By entrepreneurs, for entrepreneurs. Ever since we started, we have not been afraid to challenge the traditional banking system. We do this in our own way: faster and easier. We are now active in seven countries and the market leader in business finance in Scandinavia.

In 2018, we launched our services in the Netherlands. We have already been able to support thousands of Dutch companies with a business loan. Our team understands the unique challenges and needs of entrepreneurs and always thinks along with you. That's why we're extra proud to be one of the highest-rated business lenders on Trustpilot.

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